Independent Fact Sheet


About Independent Life Insurance Company

Independent Life Insurance Company, a subsidiary within the Independent Insurance Group, is the first annuity provider to focus exclusively on the structured settlement market to help personal injury victims and their families. Independent Life’s goal is to provide trustworthy, competitive and innovative annuity products that professional consultants can easily integrate with other financial products and governmental benefits to produce optimum settlement planning solutions for personal injury victims and their families.

About Independent Life Assignment Company

Independent Life Assignment Company, also a subsidiary within the Independent Insurance Group, will serve a nationwide market soliciting assignment of settlement liabilities from settling parties and buying funding annuities from Independent Life Insurance Company, its newly launched sister company. ILAC will seek to be the best in class servicer of the advisors to personal injury victims and their families.

About Independent Insurance Group

Independent Insurance Group is a holding company that was founded with the goal of finding structured settlement solutions for severely injured individuals that will enable them to better manage their lives.


Independent Life Assignment Company, Independent Life Insurance Company and their holding company, Independent Insurance Group, were formed as a collaboration between management and LKCM Headwater Investments (“LKCM Headwater”), the private investment arm of Luther King Capital Management, a Fort Worth based investment firm founded in 1979 with approximately $15 billion in assets under management for high net worth individuals, institutional clients, private investment partnerships and mutual funds.

Our Sales Mission

Independent Life’s goal is to develop strong, personal relationships with those that market structured settlements. We want to be the preferred provider for all cases, ranging from the simplest to the most complex. We aim to be an educational resource for brokers, attorneys, and claims professionals on a broad range of topics such as protection of government benefits.

Medical Underwriting

Independent Life will be a market leader when providing medical underwriting for a catastrophically injured plaintiff. For selected cases presenting a clearly material, life- shortening condition and with at least $1,000,000 of premium, we will invest in a deep- dive underwriting of the person’s condition and how those injuries impact their life expectancy. By doing the extra work, Independent Life seeks to provide more favorable pricing than other carriers.