Secure your future
with a structured settlement.

THUMB_Injured Party Home Page_Security

Eliminate Uncertainty

Structured settlements are a safe choice that protect you from many risks. 

THUMB_Injured Party Home Page_Flexibility

Secure Your Future

Structured settlements can provide lifelong payments and preserve public benefits.

THUMB_Injured Party Home Page_Protection

Live Your Life

The best advantage of a structured settlement is it frees you up to do what only you can do: live your best life.

4 Reasons to Consider a Structured Settlement

The purpose of structured settlements is to provide personal injury victims with a plan to protect and secure their future. Choosing a structured settlement is generally the right decision, though there is one exception to the rule. 

E-Book Cover_4 Reasons to SS

Click the button below and get our e-book
delivered directly to your inbox.

E-Book Cover_4 Reasons to SS

Attorney Testimonials

Attorney Headshot_Ben-Novotny

"Over the course of my legal career I’ve worked with many structured settlement companies and Independent Life is by far the best. Independent Life has worked with my clients to give them certainty in an otherwise uncertain world."

Benjamin R. Novotny
Trial Lawyers for Justice

Attorney Headshot_Jakob-Norman

"The founders of Trial By Human are dedicated to training lawyers to take up the highest calling of our profession - trial lawyers fighting for people. That is why we have partnered with Independent Life, who also represents the best interests of their clients and upholds those values."

Jakob Norman
Trial By Human

Attorney Headshot_Courtney-Rowley

"It's crazy to see how I planned for my future [using attorney fee structures] and that feeling it gives me. I'm in the driver's seat and I can decide when I work and when I don't."

Courtney Rowley
Trial by Woman

Read Stories


“While you fight for justice, we help make sure your law firm and personal legacy continues beyond any one case by helping guarantee future revenue streams while minimizing tax implications. Hear from just a few of the attorneys using Independent Life.”

Natalie Nehorai

Lytal, Reiter, Smith, Ivey & Fronrath
Carpenter, Zuckerman & Rowley
Trial Lawyers for Justice
Trial by Woman
Trial by Human

Sign-Up for Our Newsletter

Get one great email from us each month!

  • Structured Settlement Industry Updates
  • Customer Testimonials & Other Good News
  • Client Resources & Sales Support Materials

Independent Life is a Safe Decision.

As the ONLY life insurance company to exclusively focus on structured settlements, Independent Life is uniquely positioned to provide the best structured settlement rates supported by our industry-leading customer service experience for personal injury victims and their families.



Structured settlements are a safe choice that protect you from many risks.


Most of these risks are transferred to a life insurance company whose primary business purpose is to manage risk for payees just like you.



The best advantage of a structured settlement is it frees you up to do what only you can do: live your best life. 


Because of its safety and security, a structured settlement can provide you with a financial foundation to rebuild and achieve your post-accident lifetime goals and objectives.

Settled_Trees reflecting off lake


Our team is dedicated to structured settlements. Period. And we make closing out your case and issuing your policy our top priority.  


Our industry-leading customer service team strives to issue policies within a week of receiving all of the proper documentation, but often gets it done in 48 hours or less.