We can help you be a hero
for your clients and their families.


Better Pricing

For us, it's personal. It's our mission to offer structured settlement pricing that helps personal injury victims make the most out of their settlement. 


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Better Underwriting

Our rated age cases are routinely higher than the competition, but that's because we believe each case should be carefully considered and reflect a true measure of a personal injury victim's life expectancy. 

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Better Experience

If you're going to focus on one thing, you have to be the best. As the only life insurer to focus exclusively on structured settlements, our team works hard every day to provide a white glove service experience for our customers and their clients.

Attorney Testimonials

Attorney Headshot_Ben-Novotny

"Over the course of my legal career I’ve worked many structured settlement companies and Independent Life is by far the best. Independent Life has worked with my clients to give them certainty in an otherwise uncertain world."

Benjamin R. Novotny
Trial Lawyers for Justice

Attorney Headshot_Jakob-Norman

 “The founders of Trial By Human are dedicated to training lawyers to take up the highest calling of our profession - trial lawyers fighting for people. That is why we have partnered with Independent Life, who also represents the best interests of their clients and upholds those values."

Jakob Norman
Trial by Human

Attorney Headshot_Courtney-Rowley

"It's crazy to see how I planned for my future [using attorney fee structures] and that feeling it gives me. I'm in the driver's seat and I can decide when I work and when I don't."

Courtney Rowley
Trial by Woman

Read Stories


“While you fight for justice, we help make sure your law firm and personal legacy continues beyond any one case by helping guarantee future revenue streams while minimizing tax implications. Hear from just a few of the attorneys using Independent Life.”

Natalie Nehorai


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Why Independent Life?

As the ONLY life insurance company to exclusively focus on structured settlements, Independent Life is uniquely positioned to provide the best structured settlement rates supported by our industry-leading customer service experience for personal injury victims and their attorneys.

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Structured settlements are a safe choice that protect personal injury victims and their families from many risks.


Most of these risks are transferred to a life insurance company whose primary business purpose is to manage risk for our payees.

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The best advantage of a structured settlement is it frees your clients up to do what only they can do: live their best life. 


Because of its safety and security, a structured settlement can provide a financial foundation for your clients to rebuild and achieve their post-accident lifetime goals and objectives.

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Our team is dedicated to structured settlements. Period. And we know that time often equals money. 


That's why we make policy issuance our top priority. Our industry-leading customer service team strives to issue policies within a week of receiving all of the proper documentation, but often gets it done in 48 hours or less.