info@independent.life
1-800-793-0848
Mosaic for iStructure
Have a life insurance policy insured prior to 2018?
 

IStructure Select

iStructure Select provides flexible, growth-focused structured settlement options tailored to your clients' financial goals.

01We are able to give truly independent advice

Our guidance is free from outside influence, helping you make decisions that are in your best interest, not someone else’s.

02Financial advice based on your goals

We tailor every recommendation to align with your financial priorities, timelines, and vision for the future.

03We're here to help during market volatility

We offer steady guidance and smart strategies designed to help you stay the course, even when markets are unpredictable.

Independent-life-inner_image_2, Independent Life iStructure Select

SMART STRUCTURE. MAXIMUM GROWTH. CLIENT-FIRST.

No matter what stage of the settlement process you are in, we are here to help.

When securing financial stability for your clients, choosing the right structured
settlement product is paramount. iStructure Select offers greater flexibility, more growth opportunities, and a tailored approach to meeting your clients’ needs.

$1.458B
Policies issued since inception.
560+
Companies have funded us.
$ 410k
Average case size.

*As of March 31, 2025

Why Choose iStructure Select?

For plaintiff attorneys and their clients,
iStructure Select is the smarter annuity solution,
providing more choice, better participation in market growth,
and extended security.

Whether your clients seek stability, growth, or both,
iStructure Select delivers a superior, customizable financial future.

Learn More

KEY ADVANTAGES

Powerful Indexing Flexibility
With iStructure Select, clients can select up to three powerful indexes at inception,
creating a diversified growth strategy that aligns with their financial goals:

• S&P 500® Index (SPX) – Capped at 10% growth, this option offers a familiar and transparent benchmark.
• Nasdaq-100 Volatility Control 12%™ Index (XNDX12E™) – Provides exposure to tech-driven growth, while managing market fluctuations.
• Franklin BofA World Index™ (BOFAFWD5) – A globally diversified, volatility-controlled index, continuing from iStructure Classic.

Extended Growth Potential
With a 50-year maximum certain period, iStructure Select provides long-lasting and sustained financial security.

.

Higher Growth Potential Through Market-Responsive Participation Rates
iStructure Select employs a fixed Participation Rate Factor and formulaic Participation Rates adjusted annually to reflect market conditions, which could lead to higher Participation Rates compared to the fixed rate of iStructure Classic.

This means clients have a better chance to capitalize on market upswings while still benefiting from controlled risk exposure.

Ideal for Medium and Long Duration Cases
iStructure Select is engineered to be compatible with medium and long duration cases, making it…

Independent-life-service_4, Independent Life iStructure Select

Turbocharge your firm with our free resources

    Subscribe to our Newsletter

      Any discussion of taxes herein is for general informational purposes only and does not purport to be complete or cover every situation. Independent Life, its affiliates, its distributors, and its and their respective representatives do not provide tax, accounting, or legal advice. You should confer with your qualified legal, tax and accounting advisors based on your particular circumstances. All guarantees are obligations of Independent Life Insurance Company.