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Independent Life Enters Agreement to Be Acquired by 26North Re

Independent Life is entering an exciting new chapter. Independent Insurance Group, LLC, which operates Independent Life Insurance Company, has entered into a definitive agreement to be acquired by 26North Reinsurance Holding Company (“26North Re”). Founded in 2022, 26North Re manages approximately $13 billion in assets on a pro forma basis, including multiple reinsurance transactions with...

Plaintiff Attorneys and Structured Settlements – Structured Settlements in Transition: Reframing the Term in Modern Settlement Planning

“It is impossible for a person to begin to learn what he thinks he already knows.” – Epictetus Introduction That observation is particularly relevant to the modern use of the term “structured settlement.” The term is widely used in personal injury practice. Attorneys encounter it in mediation discussions, settlement agreements, tax analyses, Medicare Set-Aside planning,...

Plaintiff Attorneys and Structured Settlements – An Empirical and Educational Foundation

I. Introduction What happens when a six-figure lump sum disappears within months, and a client returns, destitute, asking for help? Structured settlements were developed in part to prevent precisely these outcomes, but only if they are meaningfully considered at the time of resolution. For plaintiff attorneys, structured settlements are not a niche financial product or...

And the Survey Says … Part Three: From Imperatives to Standards: Why Structured Settlements Now Require Defined Professional Standards

“Every system is perfectly designed to get the results it gets.” – W. Edwards Deming From Evidence to Imperatives, and What Comes Next In Part One of this Survey Series, we examined fifty years of structured settlement research, from the 1977 Lilly Report through the 2025 MetLife Claimant Poll, and identified a consistent finding across...

“And the Survey Says…” Part Two: From Insight to Action — Five Imperatives for a Modern Structured Settlement Profession

From Evidence to Imperatives: What Fifty Years of Surveys Require Next Part One of this series traced fifty years of structured settlement research, from the 1977 Lilly Report through the 2025 MetLife Survey, and showed how claimant outcomes depend on when, how, and by whom structured settlements are introduced. Across decades of survey research, one...

Independent Life Launches Fixed Rate Structured Settlement Annuity on Mosaic System

FORT WORTH, Texas, Nov. 19, 2025 — Independent Life Insurance Company, the only insurer dedicated primarily to structured settlements, today announced the launch of new-business capability for its traditional fixed-rate annuity product on its Mosaic system. Originally created to support the development and rollout of Independent Life’s innovative index-linked iStructure® annuities, Mosaic is a digital, end-to-end system...

And the Survey Says… Part One: Fifty Years of Structured Settlement Research and the Evolution of a Settlement Planning Profession

Introduction Nearly fifty years have passed since the first structured settlement studies sought to measure how periodic payments could reshape personal injury compensation. In that half-century, the industry has evolved from a defense-side experiment in claims management into a broader settlement planning profession, one that integrates claimant financial security with tax efficiency, government benefits protection,...