iStructure Select
The landscape of structured settlements is evolving, and iStructure Select is leading the way.
iStructure Select is an index-linked, structured settlement annuity, offering greater flexibility, more growth opportunities, and a tailored approach to meeting your and your clients’ needs.
Designed for those who seek more control, higher growth potential, and lifetime stability, iStructure Select redefines financial protection while providing enhanced participation in market gains compared to traditional annuities.
What Sets iStructure Select Apart?
Greater Growth Potential
- Higher Starting Points for the same premium means your money starts at a stronger position from day one.
- Higher Participation Rate Factor translates to a greater share of market growth potential.
- Floating Participation Rate allows for the possibility of even higher gains over time.
Long-term Stability & Security
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Indexing Continues for Life Contingent Payouts – Clients remain linked to market performance through all payout phases.
- Up to 50-Year Certain Period – A long-term security feature that guarantees a set period of payments.
- Guaranteed Payouts That Never Decrease – With a simple selection, level guaranteed payouts are locked in and may increase, but will never decrease year over year.
With iStructure Select, clients can choose up to three leading indexes at inception, building a diversified growth strategy designed to align with their long-term financial goals.
Choose one index or combine up to three for a customized, diversified approach to indexed annuities that supports long-term growth potential.
S&P 500® Index (SPX)
Capped at 10% growth, this option offers a familiar and transparent benchmark.
Nasdaq-100 Volatility Control 12%™ Index (XNDX12E™)
Provides exposure to tech driven growth.
Franklin BofA World Index™ (BOFAFWD5)
A globally diversified, volatility-controlled index that continues from iStructure Classic.
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P.O. Box 679053
Dallas, Texas 75267-9053
Fax: 904-869-0976
Any discussion of taxes herein is for general informational purposes only and does not purport to be complete or cover every situation. Independent Life, its affiliates, its distributors, and its and their respective representatives do not provide tax, accounting, or legal advice. You should confer with your qualified legal, tax and accounting advisors based on your particular circumstances. All guarantees are obligations of Independent Life Insurance Company.