A Fresh Take on Structured Settlements

Industry Leading Settlement Solutions for Attorneys & Their Clients

Featured In

What Sets Independent Life Apart

A path to financial confidence
Our products fill gaps and create new market opportunities.
dedicated high touch service
Combined with cutting-edge technology that sets new standards.
Based on several factors including enhanced medical underwriting & product focus.


American Association of Settlement Consultants
Society of Settlement Planning
National Structured Settlements

BEST PRACTICESPayee Protection Policy

Our commitment to claimants doesn’t stop when the settlement is in place. With the only Payee Protection Policy in the industry, Independent Life takes action to address predatory factoring practices.

Structured Settlements Done Differently

Innovative solutions that challenge convention
Qualified Structured Settlements
Unique financial protection for your clients.
Non Qualified Structured Settlements
A tax-efficient way to get more from your settlement.
A smart way to manage and maximize income.

The Insurance Provider Dedicated to Structured Settlements

No matter what stage of the settlement process you are in, we are here to help.

Deep expertise combined with unparalleled access. Market-leading underwriting and pricing, plus turnaround times that redefine industry benchmarks. Innovative solutions that challenge convention. Impressive credentials plus best-in-class partners to back it all up.

in Settlement Funds Received
Companies have funded with us
Average Case Size $385K (industry average of $277K in 2023)

*As of March 31, 2024



Jakob Norman

“The founders of Trial By Human are dedicated to training lawyers to take up the highest calling of our profession – trial lawyers fighting for people. That is why we have partnered with Independent Life, who also represents the best interests of their clients and upholds those values.”

Jakob Norman
Trial By Human

Daniel Schaar

“Independent Life is top notch. Structures and annuities often times can be very confusing, not only for lawyers but also for clients. Independent Life always provides me and my clients with the best options upon which to structure their funds, to make sure that they are taken care of for the rest of their lives. I structure all my fees through Independent Life, and plan to do so for the rest of my career.”

Dan Schaar
Trial Lawyers for Justice

Courtney Rowley

“It’s crazy to see how I planned for my future [using attorney fee structures with Independent Life] and that feeling it gives me. I’m in the driver’s seat and I can decide when I work and when I don’t.”

Courtney Rowley
Trial by Woman

Independent Life is here to help. We are the insurance company dedicated to structured settlements.