Safe. Secure. Settled.

Independent Life is the first life insurance company to focus exclusively on the structured settlement market. Find out how that focus improves the product and will increase its usage.

Independent Life will leverage broad and deep relationships, along with opportunistic competitive pricing, to become a preferred provider of the structured settlement distribution force.
Andrew Edelsberg, Managing Director, Insurance at KBRA

Why use a structure?

There are many advantages a structure can provide to plaintiffs and attorneys - now and in the future.  Find out what they are today.

Payee Protection Policy

Independent Life is making six covenants to planners and our mutual clients as it relates to attempts to buy their structured settlements. 

The Anthology of Structured Settlements

Do you have a question on anything to do with structured settlements?  The most comprehensive structured settlement resource online is one click away!

Security for Life

Parents of special needs children often select a structured settlement to provide guaranteed monthly payments for the life of their child.  By doing this in conjunction with a special needs trust, the child can never outlive their assets and will have resources available for their benefit - all while still protecting any government benefits they receive.


Independent Life’s mission is to provide trustworthy, competitive and innovative structured settlement products that professional consultants can easily integrate with other financial products and governmental benefits to produce optimum settlement planning solutions for personal injury victims and their families.

Security for College and Beyond

One of the most common payment formats of a structured settlement is geared toward paying for future college expenses. The cost of education has risen dramatically, so it has never been more important than now to make sure their annuity payment is the highest return available.