Our Team

We combine global expertise with industry leaders to provide a foundation of success.


Driven by a team of insurance industry experts across structured settlements, underwriting, actuarial, legal, asset management, distribution and operations, we’re challenging convention and creating a better way to design and deliver innovative structures for injured people, their families and settlement professionals alike.
Michael Upchurch

Chairman and Chief Executive OfficerMichael Upchurch

Independent Group
George Luecke

President and Chief Strategy OfficerGeorge Luecke

Independent Group
James Atkins

President and Chief Executive OfficerJames D. Atkins

Independent Life
Donald Herrema

Vice Chairman and Chief Investment OfficerDonald J. Herrema

Independent Life
Todd Hagely

Chief Financial Officer and TreasurerTodd Hagely

Independent Life
Chris Bua

Senior Vice President of SalesChris Bua

Independent Life
Courtney Barber

Vice President of SalesCourtney Barber

Independent Life
Patrick Hindert

Vice President of New Business DevelopmentPatrick Hindert

Independent Life
Eric SoHayda

Vice President of Internal Sales & OperationsEric SoHayda

Independent Life
Michael Erman

Assistant Vice President of Internal SalesMichael Erman

Independent Life
Heather Murphy

Director of Post-Funding AdministrationHeather Murphy

Independent Life
Joey Jacobsen

Structured Settlement SpecialistJoey Jacobsen

Independent Life
Kristi Tyler

Director of iStructure ClosingsKristi Tyler

Independent Life

Independent Life’s dedication and momentum have attracted an impressive roster of partners

Aligned with our vision for the structured settlement industry, these partners have accelerated the growth of our balance sheet and strengthen the guarantees we make.
Capital: LKCM Headwater and KKR's Kilter Finance
Reinsurance: Hannover Re U.S. (A.M. Best A+ rated)
Investment Management: BlackRock

Continuing upward trajectory

As the only plaintiff-focused structured settlement provider, we remove the stress and responsibility of managing settlement proceeds for the client, and prioritise their “best interests” - now and in the future.