Independent Life is always unbelievably helpful day or night. I have been very impressed by the world class customer service provided by them. Their willingness to go above and beyond, while partnering with the brokers and case managers to do what is best for the Annuitant, makes the process seamless for all parties.
Kristi TylerSynergy Settlement Services
99.9% of the time Independent Life offers the best returns for our clients, but 100% of the time their customer service and client protection are the best in the industry.
Joseph V. CamerlengoThe Truck Accident Law Firm
Very impressed. I submitted the final docs on a case around noon and had the policy within 3 hours. That's a GREAT turnaround.
Structured Settlement Consultant
Jakob Norman

“The founders of Trial By Human are dedicated to training lawyers to take up the highest calling of our profession – trial lawyers fighting for people. That is why we have partnered with Independent Life, who also represents the best interests of their clients and upholds those values.”

Jakob Norman
Trial By Human

Daniel Schaar

“Independent Life is top notch. Structures and annuities often times can be very confusing, not only for lawyers but also for clients. Independent Life always provides me and my clients with the best options upon which to structure their funds, to make sure that they are taken care of for the rest of their lives. I structure all my fees through Independent Life, and plan to do so for the rest of my career.”

Dan Schaar
Trial Lawyers for Justice

Courtney Rowley

“It’s crazy to see how I planned for my future [using attorney fee structures with Independent Life] and that feeling it gives me. I’m in the driver’s seat and I can decide when I work and when I don’t.”

Courtney Rowley
Trial by Woman

Nicholas J. Coccimiglio

“Choosing a life company may be the most important financial decision my clients will ever make. More than any other life company, my clients choose to trust Independent Life. Independent Life has earned that trust through their plaintiff friendly business practices that consistently put the interests of my clients first.”

Nick Coccimiglio
Justice for Life, LLC


“I first learned about Independent Life through their “Settlement Nation” podcast. I was fortunate enough to meet Courtney Barber at a law event and we began discussing annuities. Over the next several months we learned how to use these tools for the benefit of our clients and to secure the future of our firm. We were also able to substantially reduce our tax liability.”

Glenn B. Fair Jr.
Oakmont Law Group

Irene Calderon

“Highly recommend using Independent Life for your next structured settlement. They frequently have the best rates in the market and with iStructure, or with a combination of fixed and indexed, your clients are sure to find the perfect mix. The service at Independent Life is unmatched. Quick turnaround for quotes and policies are a must these days and they are always available for conference calls and late hours. They have forever changed the game in the structured settlement market.”

Irene Calderon
Calderon Settlements Group


Justice Warriors

Independent Life is fortunate to work with some of the nation's most highly respected trial attorneys in their fight for justice.
Trial Lawyers for Justice
Trial By Human

How does the Payee Protection Policy Make a Difference?

Independent Life engages the professionals who designed the plan so that the payee does not have to undertake this process alone. Independent Life is also committed to fighting back against unfair pricing practices, predatory practices, and forum shopping which sometimes occur with these proposed transfers.

 Independent Life created the first Payee Protection Policy in the structured settlement industry to offer SECURITY for our payees. We take the extra steps to re-engage the professionals that established the payment plan to secure it or weigh in on the wisdom of changing it. Independent Life will attempt to protect its payees from any and all proposed transfer petitions we view as unfair to our payees. 

Associations & Memberships

Trial Lawyers University
West Virginia Association for Justice
Dordick Trial College
Wyoming Trial Lawyers Association
Tennessee Trial Lawyers Association
Montana Trial Lawyers Association
Trial Lawyers University
Lanier Trial Academy Master Class 5.0
National Structured Settlements
SFTLA - San Francisco Trial Lawyers Association
Society of Settlement Planning
The National Medicore Secondary Payer Network
American Association of Settlement Consultants
CTLA - Colorado Trial Lawyers Association