Every once in a while, a new product redefines what’s possible – not by following trends, but by setting them. That’s the spirit behind iStructure Select, Independent Life’s next-generation structured settlement solution.
We’re not releasing all the details just yet. But here’s what we can tell you: this is not just a new product. It’s a new chapter.
Innovation has always been in our DNA. From launching the industry’s first indexed-linked annuity for structured settlements to transforming how plaintiff attorneys and their clients approach financial security, Independent Life has consistently delivered forward-thinking, plaintiff-first solutions. In a marketplace too often shaped by convention, we believe in charting new paths, grounded in purpose, focused on people.
Building on that foundation, and designed in collaboration with leading attorneys, consultants, and actuaries, iStructure Select gives plaintiffs more of what they need: choice, protection and growth potential – without sacrificing the certainty and simplicity that define the best structured settlements. It’s flexible. It’s intuitive. And it’s built for the realities of today’s legal and financial environments.
Why does innovation matter now?
Because the stakes have never been higher. Personal injury settlements are not just about resolving legal claims; they’re about shaping futures. Clients face complex decisions about income, care, education, retirement, and need more tools to help them meet their goals with clarity and confidence. Trial attorneys and settlement professionals need customizable, high-performance products they can trust. And insurers need to offer sustainable solutions that reflect market realities.
iStructure Select rises to that challenge.
This product offers enhanced indexing strategies, robust growth potential, and unmatched flexibility in payment design – all within the secure framework of a fixed annuity chassis backed by Independent Life’s financial strength and singular focus on the structured settlement market.
What makes iStructure Select even more exciting is who it’s for.
This is a solution for the plaintiff attorney who wants to do more for their client. For the settlement consultant seeking the next level of customization. For the plaintiff who wants guarantees and the potential for growth in the same package. And for the broader industry, it’s a signal: structured settlements are evolving, and Independent Life is leading that evolution.
This is the pre-launch moment. The doors are about to open. And we’re inviting our partners, allies, and clients to be part of something transformational.
The structured settlement industry was built on the promise of long-term security. With iStructure Select, that promise expands to include upside potential. The future isn’t just coming—it’s arriving.
Stay tuned. Get ready. And get excited.
Smarter structures. Unparalleled innovation. Coming Summer 2025.
