Blog

Independent Life to Launch iStructure Select: A Game-Changing Innovation in Structured Settlements

FORT WORTH, Texas, June 2, 2025 — Independent Life Insurance Company, the first and only insurer dedicated exclusively to the structured settlement market, is preparing to launch its most anticipated product to date: iStructure Select. Set to officially debut this summer, iStructure Select represents a bold evolution in plaintiff-focused financial planning. Designed with innovation at its...

Independent Life Insurance Company Demonstrates Strong Results in 2024

In the structured settlement annuity (SSA) industry, dominated by many of America’s largest life insurers, Independent Life Insurance Company (ILIC) achieved significant milestones in 2024. Not only did the company surpass $1 billion dollars in funded premium, but it also made national headlines in the insurance press as one of the Fastest-Growing Small to Medium Annuity Issuers,...

Celebrating Team Excellence: Laurel Rochwarger

At Independent Life we pride ourselves on delivering excellence, and today, we’re celebrating an exceptional effort by Laurel Rochwarger. Recently, Laurel went above and beyond to ensure that a crucial document was turned around to a structured settlement consultant in record time ⏱ This is a perfect example of our commitment to service and the...

Celebrating Team Excellence: Roseline Orelus

We are pleased to take this opportunity to highlight the exceptional efforts of Roseline Orelus in enforcing our Payee Protection Policy (PPP), which has significantly contributed to the protection and benefit of our policy holders. Over the past year, Roseline has demonstrated an unwavering commitment to upholding ILIC’s PPP through meticulous attention to detail and proactive...

Independent Life’s New Product, iStructure, featured on Structured Retail Products

Independent Insurance Group, LLC (“Independent Group”) announced today that its life and annuity subsidiary, Independent Life Insurance Company (“Independent Life”), has successfully launched iStructure, the first uncapped index-linked structured settlement annuity. Independent Life has secured almost $50 million in committed sales for the product from both settlement recoveries and installment sales of real estate and businesses....

Case Study: Rated Ages

Independent Life recently had the opportunity to play a critical role in the resolution of a complex claim that had been going on for over 6 years. Overview: Hector, a 40-year old construction worker, fell 30 feet from the roof of a warehouse and suffered severe brain and spinal cord injuries.  The accident has left...

What are ABLE Accounts?

  ABLE accounts, similar to special needs trusts and pooled trusts, allow qualifying persons with disabilities, including personal injury victims, to save money without jeopardizing their eligibility for means-tested public benefits.  Means-tested public benefit programs generally impose income and resource limitations. For example, to qualify and remain eligible for Social Security Income (SSI) and Medicaid,...