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Federal Steps to Align Structured Settlements with SSI and Medicaid
Company NewsIndustry NewsStructured SettlementsSeptember 30, 2025by Patrick Hindert

Federal Steps to Align Structured Settlements with SSI and Medicaid

I. Introduction – Completing the Series “The Social Security Act is among the most intricate ever drafted by Congress; its Byzantine construction … makes the Act ‘almost unintelligible to the uninitiated.’” — Judge Henry Friendly, Schweiker v. Gray Panthers That observation captures the challenge still facing policymakers and structured settlement professionals. For decades, structured settlements...

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The Faces of Innovation – Independent Life Leading the Way
Company NewsIndustry NewsStructured SettlementsSeptember 25, 2025by Patrick Hindert

The Faces of Innovation – Independent Life Leading the Way

The faces of innovation – From finance to sales, actuarial, strategy and operations, Independent Life stands strong. Together, we’re exploring new frontiers in the structured settlement industry, with the launch of iStructure Select™, and the inclusion of the Nasdaq-100 Volatility Control 12%™ Index. (From left to right) CEO Donald J. Herrema, Senior Actuarial Analyst Joey...

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Structured Settlements, SSI Income and DRA Annuities: Building a Durable Federal Framework
Government BenefitsCase StudiesStructured SettlementsSeptember 12, 2025by Patrick Hindert

Structured Settlements, SSI Income and DRA Annuities: Building a Durable Federal Framework

I. Introduction: From System Shifts to Strategic Opportunity This article is the fifth installment in our six-part series on how structured settlements interact with public benefit planning. Article 1 and Article 2 explored system-wide shifts; the One Big Beautiful Bill’s (OBBB) expansion of state authority over Medicaid and the Social Security Administration’s (SSA’s) 2025 reforms...

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Structured Settlements and Public Benefits: How We Got Here And Why It Matters Now
Industry NewsCase StudiesGovernment BenefitsStructured SettlementsAugust 15, 2025by Patrick Hindert

Structured Settlements and Public Benefits: How We Got Here And Why It Matters Now

By Patrick Hindert and George Luecke Introduction: Understanding the Path to Today’s Challenges This article is the fourth in a six-part series examining how structured settlements interact with public benefit programs in an era of rapid legislative, judicial, and administrative change. As a reminder: Article 1 introduced the One Big Beautiful Bill Act (OBBB), explaining...

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Structured Settlements and Medicaid: Building the Legal Framework for Benefit Protection
Government BenefitsCase StudiesIndustry NewsSettlement PlanningAugust 11, 2025by Patrick Hindert

Structured Settlements and Medicaid: Building the Legal Framework for Benefit Protection

By Patrick Hindert & George Luecke I. Introduction: A Growing Market Meets a Shifting Regulatory Landscape In 2024, the structured settlement market reached a historic milestone, generating $9.5 billion in annuity premium, the highest annual volume to date. Some industry experts have suggested the industry could reach an aspirational goal of $15 billion in annual...

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The SSA in 2025: What Settlement Planners Must Know About a Changing Benefits Landscape
Industry NewsNewsSettlement PlanningStructured SettlementsJuly 23, 2025by Patrick Hindert

The SSA in 2025: What Settlement Planners Must Know About a Changing Benefits Landscape

Introduction: SSA’s Expanding Role in the Settlement Planning Landscape The recently enacted One Big Beautiful Bill (OBBB) has drawn national attention for its sweeping changes to federal programs like Medicaid, Social Security, and ABLE accounts. As discussed in our companion article How the One Big Beautiful Bill Impacts Settlement Planning for Plaintiffs, these legislative developments...

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