From Evidence to Imperatives: What Fifty Years of Surveys Require Next Part One of this series traced fifty years of structured settlement research, from the 1977 Lilly Report through the 2025 MetLife Survey, and showed how claimant outcomes depend on when, how, and by whom structured settlements are introduced. Across decades of survey research, one...
Introduction Nearly fifty years have passed since the first structured settlement studies sought to measure how periodic payments could reshape personal injury compensation. In that half-century, the industry has evolved from a defense-side experiment in claims management into a broader settlement planning profession, one that integrates claimant financial security with tax efficiency, government benefits protection,...
I. Introduction: From System Shifts to Strategic Opportunity This article is the fifth installment in our six-part series on how structured settlements interact with public benefit planning. Article 1 and Article 2 explored system-wide shifts; the One Big Beautiful Bill’s (OBBB) expansion of state authority over Medicaid and the Social Security Administration’s (SSA’s) 2025 reforms...
By Patrick Hindert and George Luecke Introduction: Understanding the Path to Today’s Challenges This article is the fourth in a six-part series examining how structured settlements interact with public benefit programs in an era of rapid legislative, judicial, and administrative change. As a reminder: Article 1 introduced the One Big Beautiful Bill Act (OBBB), explaining...
By Patrick Hindert & George Luecke I. Introduction: A Growing Market Meets a Shifting Regulatory Landscape In 2024, the structured settlement market reached a historic milestone, generating $9.5 billion in annuity premium, the highest annual volume to date. Some industry experts have suggested the industry could reach an aspirational goal of $15 billion in annual...
Introduction Historically rare, punitive damages are intended to punish egregious misconduct and deter future wrongdoing. Recently, however, jury verdicts—including both compensatory and punitive damages—have garnered significant public attention, indicating a possible shift in jury attitudes and expectations. Although punitive damages traditionally appear in only 2–5% of civil jury trials, recent verdicts suggest juries increasingly seek...
Daniel Anders, President of the National MSP Network (NMSP) sent a newsletter last week alerting this writer and other NMSP members of an historic settlement planning anniversary. On July 23, 2001, the Centers for Medicare & Medicaid Services (CMS) released, under the name of Parashar B. Patel, Deputy Director, Purchasing Policy Group for CMS, what...
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