From Evidence to Imperatives: What Fifty Years of Surveys Require Next Part One of this series traced fifty years of structured settlement research, from the 1977 Lilly Report through the 2025 MetLife Survey, and showed how claimant outcomes depend on when, how, and by whom structured settlements are introduced. Across decades of survey research, one...
Introduction Nearly fifty years have passed since the first structured settlement studies sought to measure how periodic payments could reshape personal injury compensation. In that half-century, the industry has evolved from a defense-side experiment in claims management into a broader settlement planning profession, one that integrates claimant financial security with tax efficiency, government benefits protection,...
By Patrick Hindert & George Luecke I. Introduction: A Growing Market Meets a Shifting Regulatory Landscape In 2024, the structured settlement market reached a historic milestone, generating $9.5 billion in annuity premium, the highest annual volume to date. Some industry experts have suggested the industry could reach an aspirational goal of $15 billion in annual...
Introduction: SSA’s Expanding Role in the Settlement Planning Landscape The recently enacted One Big Beautiful Bill (OBBB) has drawn national attention for its sweeping changes to federal programs like Medicaid, Social Security, and ABLE accounts. As discussed in our companion article How the One Big Beautiful Bill Impacts Settlement Planning for Plaintiffs, these legislative developments...
The Structured Installment Sale (SIS) has emerged as an innovative and practical solution for tax deferral and income security in the sale of appreciated assets—particularly in the business and real estate sectors. For sellers seeking to manage the tax impact of capital gains and create predictable future income, SIS transactions offer a unique blend of...
Introduction Stephen Harris, who represented defendant Transamerica in the Cordero case, and prominent plaintiff attorney Edward Stone debated the Cordero case during the Society of Settlement Planners (SSP) Annual Conference on March 6, 2023 in Nashville. Their informative and entertaining Nashville presentation occurred prior to more recent decisions by the State of New York Court...
Should structured settlement and settlement planning professionals be required to act, or hold themselves accountable to act, in the “best interest” of a personal injury settlement recipient when making a structured settlement recommendation? And what would, or should, define “best interest” in that context? Best Interest Applied to Secondary Market Transfers “Best interest” is a...
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