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Independent Life Launches Fixed Rate Structured Settlement Annuity on Mosaic System
Company NewsStructured SettlementsNovember 24, 2025by Courtney Barber

Independent Life Launches Fixed Rate Structured Settlement Annuity on Mosaic System

FORT WORTH, Texas, Nov. 19, 2025 — Independent Life Insurance Company, the only insurer dedicated primarily to structured settlements, today announced the launch of new-business capability for its traditional fixed-rate annuity product on its Mosaic system. Originally created to support the development and rollout of Independent Life’s innovative index-linked iStructure® annuities, Mosaic is a digital, end-to-end system...

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And the Survey Says… Part One: Fifty Years of Structured Settlement Research and the Evolution of a Settlement Planning Profession
Industry NewsCase StudiesSettlement PlanningStructured SettlementsOctober 29, 2025by Patrick Hindert

And the Survey Says… Part One: Fifty Years of Structured Settlement Research and the Evolution of a Settlement Planning Profession

Introduction Nearly fifty years have passed since the first structured settlement studies sought to measure how periodic payments could reshape personal injury compensation. In that half-century, the industry has evolved from a defense-side experiment in claims management into a broader settlement planning profession, one that integrates claimant financial security with tax efficiency, government benefits protection,...

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Federal Steps to Align Structured Settlements with SSI and Medicaid
Company NewsIndustry NewsStructured SettlementsSeptember 30, 2025by Patrick Hindert

Federal Steps to Align Structured Settlements with SSI and Medicaid

I. Introduction – Completing the Series “The Social Security Act is among the most intricate ever drafted by Congress; its Byzantine construction … makes the Act ‘almost unintelligible to the uninitiated.’” — Judge Henry Friendly, Schweiker v. Gray Panthers That observation captures the challenge still facing policymakers and structured settlement professionals. For decades, structured settlements...

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The Faces of Innovation – Independent Life Leading the Way
Company NewsIndustry NewsStructured SettlementsSeptember 25, 2025by Patrick Hindert

The Faces of Innovation – Independent Life Leading the Way

The faces of innovation – From finance to sales, actuarial, strategy and operations, Independent Life stands strong. Together, we’re exploring new frontiers in the structured settlement industry, with the launch of iStructure Select™, and the inclusion of the Nasdaq-100 Volatility Control 12%™ Index. (From left to right) CEO Donald J. Herrema, Senior Actuarial Analyst Joey...

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In the News: Independent Life Showcases iStructure Select™ at Nasdaq
Company NewsIndustry NewsStructured SettlementsSeptember 16, 2025by Courtney Barber

In the News: Independent Life Showcases iStructure Select™ at Nasdaq

FORT WORTH, Texas, Sept. 16, 2025 — Independent Life, the only plaintiff-focused structured settlement annuity carrier, was recently hosted by Nasdaq at its New York City headquarters, highlighting the inclusion of the Nasdaq-100 Volatility Control 12%™ Index into its latest innovative product, iStructure Select™. “Our collaboration with Nasdaq is a powerful validation of the work we...

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Structured Settlements, SSI Income and DRA Annuities: Building a Durable Federal Framework
Government BenefitsCase StudiesStructured SettlementsSeptember 12, 2025by Patrick Hindert

Structured Settlements, SSI Income and DRA Annuities: Building a Durable Federal Framework

I. Introduction: From System Shifts to Strategic Opportunity This article is the fifth installment in our six-part series on how structured settlements interact with public benefit planning. Article 1 and Article 2 explored system-wide shifts; the One Big Beautiful Bill’s (OBBB) expansion of state authority over Medicaid and the Social Security Administration’s (SSA’s) 2025 reforms...

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Structured Settlements and Public Benefits: How We Got Here And Why It Matters Now
Industry NewsCase StudiesGovernment BenefitsStructured SettlementsAugust 15, 2025by Patrick Hindert

Structured Settlements and Public Benefits: How We Got Here And Why It Matters Now

By Patrick Hindert and George Luecke Introduction: Understanding the Path to Today’s Challenges This article is the fourth in a six-part series examining how structured settlements interact with public benefit programs in an era of rapid legislative, judicial, and administrative change. As a reminder: Article 1 introduced the One Big Beautiful Bill Act (OBBB), explaining...

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      Any discussion of taxes herein is for general informational purposes only and does not purport to be complete or cover every situation. Independent Life, its affiliates, its distributors, and its and their respective representatives do not provide tax, accounting, or legal advice. You should confer with your qualified legal, tax and accounting advisors based on your particular circumstances. All guarantees are obligations of Independent Life Insurance Company.