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iStructure Select: A New Era of Innovation in Structured Settlements
Company NewsIndustry NewsStructured Attorney FeesStructured SettlementsJune 3, 2025by Patrick Hindert

iStructure Select: A New Era of Innovation in Structured Settlements

Every once in a while, a new product redefines what’s possible – not by following trends, but by setting them. That’s the spirit behind iStructure Select, Independent Life’s next-generation structured settlement solution. We’re not releasing all the details just yet. But here’s what we can tell you: this is not just a new product. It’s...

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Independent Life to Launch iStructure Select: A Game-Changing Innovation in Structured Settlements
Company NewsIndustry NewsStructured SettlementsJune 2, 2025by Courtney Barber

Independent Life to Launch iStructure Select: A Game-Changing Innovation in Structured Settlements

FORT WORTH, Texas, June 2, 2025 — Independent Life Insurance Company, the first and only insurer dedicated exclusively to the structured settlement market, is preparing to launch its most anticipated product to date: iStructure Select. Set to officially debut this summer, iStructure Select represents a bold evolution in plaintiff-focused financial planning. Designed with innovation at its...

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Structured Installment Sales: Unlocking Opportunity and Tax Efficiency Through Annuity-Funded Transactions
Structured SettlementsSettlement PlanningMay 20, 2025by Patrick Hindert

Structured Installment Sales: Unlocking Opportunity and Tax Efficiency Through Annuity-Funded Transactions

The Structured Installment Sale (SIS) has emerged as an innovative and practical solution for tax deferral and income security in the sale of appreciated assets—particularly in the business and real estate sectors. For sellers seeking to manage the tax impact of capital gains and create predictable future income, SIS transactions offer a unique blend of...

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Fixing the Flaws: How the Structured Settlement Industry Can Protect Payees from Factoring Abuse
Company NewsIndustry NewsStructured SettlementsMay 7, 2025by Patrick Hindert

Fixing the Flaws: How the Structured Settlement Industry Can Protect Payees from Factoring Abuse

Introduction Structured settlements were created to protect vulnerable personal injury claimants by ensuring long-term, tax-free financial stability. Yet today, those same settlements are increasingly targeted by an aggressive and evolving secondary market. In 2024 alone, the structured settlement industry sold a record $9.5 billion in annuities, underscoring the growing size and significance of this market—and...

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Independent Life Structured Settlements Annuities, Independent Life structured settlements
Company NewsIndustry NewsStructured SettlementsApril 18, 2025by Patrick Hindert

Navigating Financial Uncertainty: The Case for Structured Settlements and the Role of Independent Life

Introduction  In today’s climate of economic turbulence—characterized by inflation, geopolitical uncertainty, and volatility in both fixed income and equity markets —injured plaintiffs and their attorneys face immense pressure when deciding between cash only settlements and structured settlements. Recent headlines have amplified these anxieties: abrupt trade policies, inflation risks facing the Fed, and global instability have...

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Jury Verdicts and the Evolving Role of Punitive Damages 
Case StudiesNewsStructured SettlementsApril 9, 2025by Patrick Hindert

Jury Verdicts and the Evolving Role of Punitive Damages 

Introduction Historically rare, punitive damages are intended to punish egregious misconduct and deter future wrongdoing. Recently, however, jury verdicts—including both compensatory and punitive damages—have garnered significant public attention, indicating a possible shift in jury attitudes and expectations. Although punitive damages traditionally appear in only 2–5% of civil jury trials, recent verdicts suggest juries increasingly seek...

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AI Discussion with ChatGPT – Part 7
Artificial IntelligenceStructured SettlementsJanuary 3, 2024by Patrick Hindert

AI Discussion with ChatGPT – Part 7

AI’s Future and AI Issues SERIES INTRODUCTION  ARTICLE INTRODUCTION To supplement the dialogue with ChatGPT Version 4.0 in this article, the writer recommends two additional resources: An article titled “Decoding Intentions: Artificial Intelligence and Costly Signals,” co-authored by Helen Toner in October 2023 when Toner was still a member of OpenAI’s Board of Directors. In...

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